Stop Paying ATM Surcharge Fees!

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one is always nearby.

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"As a values-based credit union, we believe that everyone should have access to banking that fits their ever-changing needs. With our member-owners in mind, being a part of THE EXCHANGE Network means we can provide anytime, anywhere surcharge-free access to cash across the country and this is something we continue to be proud of."
"As a values-based credit union, we believe that everyone should have access to banking that fits their ever-changing needs. With our member-owners in mind, being a part of THE EXCHANGE Network means we can provide anytime, anywhere surcharge-free access to cash across the country and this is something we continue to be proud of."

Paula Macfarlane

VP, Operations, Information Technology Solutions

"The benefit that THE EXCHANGE Network brings to our members is limitless and continues to grow as thousands of Allpoint ATMs have been made available for use this year. We have enjoyed bringing network awareness to its value through social media campaigns over the years like “EXCHANGE Within Range”, making our members aware that surcharge-free access to cash is never out of reach!"
"The benefit that THE EXCHANGE Network brings to our members is limitless and continues to grow as thousands of Allpoint ATMs have been made available for use this year. We have enjoyed bringing network awareness to its value through social media campaigns over the years like “EXCHANGE Within Range”, making our members aware that surcharge-free access to cash is never out of reach!"

Angela Tsiampas

Director, Marketing

"While motusbank is a fully digital financial institution, we want to give our members the ability to access their cash surcharge-free for life's unexpected moments. This is why being part of THE EXCHANGE Network is so vital to how we serve our cardholders. Providing them with thousands of ATMs across the country means we've got them covered no matter where they may be."
"While motusbank is a fully digital financial institution, we want to give our members the ability to access their cash surcharge-free for life's unexpected moments. This is why being part of THE EXCHANGE Network is so vital to how we serve our cardholders. Providing them with thousands of ATMs across the country means we've got them covered no matter where they may be."

David Moore

Chief Operating Officer

"We strive to make our members feel like they are one in a million, not one of a million and with THE EXCHANGE Network that means we don't have to compromise on value. Providing over 4,000 of our members with access to Canada's largest surcharge-free ATM network is a service offering that doesn't go unnoticed and sets us apart in our community."
"We strive to make our members feel like they are one in a million, not one of a million and with THE EXCHANGE Network that means we don't have to compromise on value. Providing over 4,000 of our members with access to Canada's largest surcharge-free ATM network is a service offering that doesn't go unnoticed and sets us apart in our community."

Steve Kingan

Chief Executive Officer

Do you have access to THE EXCHANGE Network?

Want to know if you’re a part of THE EXCHANGE Network? Simply check the back of your debit card for THE EXCHANGE logo or check to see if your bank or credit union is a member of the network.

Participating Financial Institutions

Surcharge-free Transactions

WITHDRAWALS, DEPOSITS, PIN CHANGES & MORE!

About the Exchange

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Travelling to the US?

Whether you are travelling to the US on business or for a holiday, as a Canadian EXCHANGE cardholder you can still use your debit card to access your cash through the Allpoint Network or Accel Debit Payments Network.

Learn More USA Atm Locator